tag:blogger.com,1999:blog-15842796750332492672024-03-13T15:32:56.799-07:00Vicki Philipoff SettlementsVicki Philipoff Settlementshttp://www.blogger.com/profile/10842976958729134342noreply@blogger.comBlogger14125tag:blogger.com,1999:blog-1584279675033249267.post-18440748549079871322016-01-06T01:54:00.001-08:002016-01-06T01:54:58.624-08:00<h3>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">Auctions are becoming as increasingly popular way to not
only get your property sold, but get it sold at a good price!<o:p></o:p></span></div>
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<span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;">The natural competitive nature of humans can get vendors a
substantially better sale price! Data from CoreLogic RP Data found that property
sold under the hammer consistently beat prices sold via private treaty.</span><span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;"> </span><span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;">In some of the more 'auction-friendly' suburbs
the difference can be as big as 20%, houses in Doubleview average $770k at
private treaty but $930k at auction! </span><span style="font-family: 'Helvetica Neue', Arial, Helvetica, sans-serif;"> </span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">Perth Real Estate agent Mark Passmore says that the competition
that auctions create tend to make sure property as priced correctly,
especially in this current buyer’s property market. Homes with stylish and unique features are especially
going well under the hammer, with buyers feeling the rush and impulse that an
auction can bring.<o:p></o:p></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">While some vendors may look at an auction as a risk that a
buyer may not pay the maximum that there were willing too. The fact is the
vendor is always protected by their reserve.
They know how much they are willing to part with their property for and
it won’t go for lower than that. If the
reserve isn’t met, it is common for the buyers to be put in contact with the
closest bidder so that they can potentially work out a deal.<o:p></o:p></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">Auctions are also are great way to get a quicker sale. Realmark managing director John Percudani said
that now Perth property was taking an average of 70 days to sell, vendors
should seriously consider the option. One
Perth vendor sold his Mandurah property at auction for $2.5million after having his
home on the market for more than a year!
Mark Passmore says that it can create a buzz about a property that has
been previously hard to sell. Buyers at
an auction will generally also have easy access finance or cash, which means
that settlement can come quick and vendors get their money quick!<o:p></o:p></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">Vendors and agents are now even starting to experiment with
auctions often occuring on Sundays and even weekdays! Traditionally auctions are a Saturday event,
but there has been a change in this trend, with Sundays especially showing a spike. One auctioneer said that if your property
looks great in the twilight… why not take advantage of this and have your auction
on a weekday in the evening? <o:p></o:p></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">The market is currently in the buyer’s hands and vendors need
to do what they can to get the best possible price for their property. Auctions
are hot at the moment, so take advantage and get your property sold!<o:p></o:p></span></div>
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Vicki Philipoff Settlementshttp://www.blogger.com/profile/10842976958729134342noreply@blogger.com0tag:blogger.com,1999:blog-1584279675033249267.post-83657265875121547922015-11-05T01:19:00.002-08:002015-11-05T01:19:29.284-08:00
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<span style="font-family: Verdana, sans-serif;">Perth market priming for investors – Make sure you MAXIMISE
your results</span></h3>
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<span style="font-family: Verdana, sans-serif;">The Perth market currently presents an excellent opportunity
for potential investors.</span></div>
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<span style="font-family: Verdana, sans-serif;">If you’re a first time investor, make sure you know the
tricks of the trade! We looked a few ways to make sure your investment property
shows some great returns</span></div>
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<u><span style="font-family: Verdana, sans-serif;">Go with what you know</span></u></div>
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<span style="font-family: Verdana, sans-serif;">Try to avoid buying in areas you
are unfamiliar with, buying in an area you know gives you an advantage in
seeing value.<span style="mso-spacerun: yes;"> </span>You know where the all the
schools and shops are, you know how busy or quiet a street is, you may even
know what the neighbours are like!<span style="mso-spacerun: yes;"> </span></span></div>
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<span style="font-family: Verdana, sans-serif;"><span style="mso-spacerun: yes;"></span></span><span style="font-family: Verdana, sans-serif;">Going
to a new area may at times seem appealing, but when you are uninformed, you
have a distinct disadvantage when negotiating price.<span style="mso-spacerun: yes;"> </span>If you do want to head into the unknown, then
make sure you do your research!!!</span></div>
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<u><span style="font-family: Verdana, sans-serif;">Get the property ready to rent</span></u></div>
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<span style="font-family: Verdana, sans-serif;">Investment properties can be an
excellent source of cash flow, but you have to have tenants for that flow to
come!<span style="mso-spacerun: yes;"> </span>Buying in a good area, on a big
block or getting a bargain price might have great potential for capital gain;
but if you are looking for cash flow, then you should ask yourself the question of would you live here?</span></div>
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<span style="font-family: Verdana, sans-serif;">Check the condition and age of the facilities
of the home, as good as an area might be, not many people like living in a
house with a run-down bathroom or kitchen.<span style="mso-spacerun: yes;">
</span>Consider putting a little bit of money into the property to be able to
charge higher rent!</span></div>
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<u><span style="font-family: Verdana, sans-serif;">Crunch the numbers</span></u></div>
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<span style="font-family: Verdana, sans-serif;">Make sure you know exactly how
much money is going in to this investment! More importantly, make sure you are getting financial
gain out of it!<span style="mso-spacerun: yes;"> </span>It is not as black and
white as the property price, interest repayments and monthly rent.<span style="mso-spacerun: yes;"> </span>There are always extra costs involved:
Council rates, property management and settlement costs to name a few.<span style="mso-spacerun: yes;"> </span>They are unavoidable but in some circumstances
can be minimised.<span style="mso-spacerun: yes;"> </span></span></div>
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<span style="font-family: Verdana, sans-serif;"><span style="mso-spacerun: yes;"></span>Settlement cost is a
good example.<span style="mso-spacerun: yes;"> </span>Make sure you get bang for
your buck! Don’t just use who your Real Estate agent or broker recommends, you
can save hundreds, even thousands of dollars by getting a few different quotes.</span></div>
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<span style="font-family: Verdana, sans-serif;">These are just three things to consider when purchasing an
investment property.<span style="mso-spacerun: yes;"> </span>There are many
tips, tricks and theories behind investing in Real Estate.<span style="mso-spacerun: yes;"> </span>Find the right property and it will be a good
move!</span></div>
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<span style="font-family: Verdana, sans-serif;">“Real Estate investing, even on a small scale, remains a
tried and true means of building an individual’s cash flow and wealth”<span style="mso-spacerun: yes;"> </span>-<span style="mso-spacerun: yes;">
</span>Robert Kiyosaki</span></div>
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<span style="font-family: Verdana, sans-serif;">Don’t let this current buyer’s market pass you by!!</span></div>
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<span style="font-family: Verdana, sans-serif;">Nick Boehm</span></div>
Vicki Philipoff Settlementshttp://www.blogger.com/profile/10842976958729134342noreply@blogger.com0tag:blogger.com,1999:blog-1584279675033249267.post-91704068721082231092015-10-08T21:53:00.001-07:002015-10-08T21:53:19.658-07:00Times are tough? More like time to buy!<h4>
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It’s no
secret that the Western Australian property market has seen better days</h4>
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The
mining industry has slowed, consumers are spending less, house prices have
fallen and confidence has dropped - Perhaps is it time to buy property in
Perth?</div>
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Many
would be quick to jump on the bandwagon tell you that you were daft for even
asking the question.<o:p></o:p></div>
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However,
many of Australia’s leading property experts would beg to differ.<o:p></o:p></div>
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<i>“In Perth, it's a classic case
of confidence being below fundamentals." says Gavin Hegney, of Hegney
Property Group.<o:p></o:p></i></div>
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<i>“I think there's less far risk
of buying into Perth today than buying into the Sydney market… the downside
risk in Perth is limited”<o:p></o:p></i></div>
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<i>"At some stage in the next 12 months
it will be the perfect buying market in Perth."<o:p></o:p></i></div>
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Confidence
is key! West Aussies should try not to consistently think negatively and trick
themselves into a recession. The jobs that the mining and construction booms
created have not all evaporated, many permanent jobs were created <o:p></o:p></div>
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<i><span style="color: #333333; mso-bidi-font-family: Helvetica;">“The long term, the outlook
for WA isn’t bad!”</span></i><span style="color: #333333; mso-bidi-font-family: Helvetica;"> According to Momentum
Wealth director David Collins. Population may have slowed but we still have the
fastest-growing population rate in the country. The market has always had
cycles and we are just in a low point. The cycle will go back up!<o:p></o:p></span></div>
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Some
say the low point of the cycle may have already been reached<o:p></o:p></div>
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R<span style="color: #333333; mso-bidi-font-family: Helvetica;">eiwa.com
data shows that Perth’s overall sales number increased nine per cent to 616
sales across the week ending 6 October. This is the first upturn in sales
reported for quite some time and can mainly be attributed to a significant 52
per cent increase in total land sales and a 21 per cent increase in unit sales.
House sales also lifted across the week, by a more modest one per cent.<o:p></o:p></span></div>
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<span style="color: #333333; mso-bidi-font-family: Helvetica;">So
don’t think that you can’t go near the property market in the current state of
the market. With motivation, confidence and some good research you find
yourself a great investment property or a bargain dream home!<o:p></o:p></span></div>
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<span style="color: #333333; mso-bidi-font-family: Helvetica;">Whilst
you’re saving money on the buying property, you might as well save money on the
fees involved too. Settlement fees state wide have dropped, with agencies such
as Vicki Philipoff Settlements offering some incredibly great rates to finalise
your property transaction.<o:p></o:p></span></div>
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<span style="color: #333333; mso-bidi-font-family: Helvetica;">Before
you know it the whole state will be on the buy-buy-buy bandwagon again, it’s
the people who make smart moves now that will come out on top<o:p></o:p></span></div>
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<span style="color: #333333; mso-bidi-font-family: Helvetica;"><i><b>- Nick Boehm </b></i></span></div>
Vicki Philipoff Settlementshttp://www.blogger.com/profile/10842976958729134342noreply@blogger.com0tag:blogger.com,1999:blog-1584279675033249267.post-78345034846344518982013-11-11T21:24:00.000-08:002013-11-11T21:24:20.147-08:00Settlements Made Simple.<div class="MsoNormal">
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<span style="font-family: inherit; line-height: 115%;">Buying
and selling a property can be complicated, especially the settlement process! That’s
why we’re here to make things simple, and ensure you settle with ease.</span><br />
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<b><span style="color: #c00000; font-family: inherit;"><span style="font-size: large;">Seller’s Settlement Made Simple.</span></span></b></div>
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<b><span style="color: #c00000; font-family: inherit;"><span style="font-size: large;"><br /></span></span></b></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>1.</b> When signing
the contract of sale, <b>write ‘Vicki
Philipoff Settlements’ in the</b> <b>conveyancer
panel.</b></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>2.</b> The real
estate agent will send a copy of the contract to our office.</span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>3.</b> You will
be sent the <b>initial settlement documents
for signing </b>and then returned to us. The <b>verification of identity</b> forms will need to be completed at the
Australian post office, or in our office.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>4.</b> Please make
sure that any <b>special conditions</b> on
the Contract of sale have been fulfilled by the due date.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>5.</b> Once the <b>contract becomes unconditional</b> we will
notify you and your real estate agent, so that the settlement process can move
forward.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>6.</b> If you
have a mortgage on the property you will be required to complete the <b>discharge of mortgage documents</b> with
your bank as soon as possible. (Please
note banks can take around 20 days to process the documents for settlement.)<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>7.</b> If you
hold in your possession the original <b>Certificate
of Title</b> document, this will need to be provided to us.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>8.</b><b> </b> The
purchaser is entitled to their <b>final
inspection</b> of the property. Please make sure that the property is in the
same condition as it was when the buyer originally inspected the property, and
that all items included in the contract are in good working order.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>9.</b> A <b>settlement time is booked</b> with all
parties at a mutually convenient time, and we attend settlement on your behalf.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>10.</b> As soon as
settlement is effected we will call you, deposit any funds to your bank account
if required, and then send you out your final settlement statement confirming
the distribution of funds!<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>11.</b> <b>Possession of the property</b> by the
purchaser will normally be at 12 noon the day following settlement when the
property you sold is the principal place of residence.<o:p></o:p></span></div>
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<b><span style="color: #c00000; font-family: inherit; line-height: 115%;"><span style="font-size: large;">Buyer’s Settlement Made
Simple.</span></span></b></div>
<b><span style="color: #c00000; font-family: inherit; line-height: 115%;"><br /></span></b></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>1.</b><span style="font-weight: normal;"> </span>When signing the contract of sale <b>write ‘Vicki Philipoff Settlements’ in the
conveyancer panel.<o:p></o:p></b></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>2.</b> We will
receive the contract from your real estate agent once the offer has been
accepted.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>3.</b> Make sure
the <b>deposit</b> for purchase is paid to
the real estate agency on time.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>4.</b> You will
be sent the <b>initial settlement documents
for signing</b> which will include the <b>stamp
duty </b>and <b>first home owner documents</b>
forms where applicable. These will need to be completed and sent back to us.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>5.</b><span style="font-weight: normal;"> </span>If your contract is subject to finance
approval, contact your bank or finance broker. Provide any information they
require and <b>notify us as soon as your
finance is approved </b>and supply your letter of approval to us<b>.<o:p></o:p></b></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>6.</b> <b>Sign the relevant mortgage documents</b> with your
bank or broker as soon as possible (Please note banks can take around 20 days
to process the documents for settlement).<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>7.</b> Make sure
that any <b>special conditions</b> on the
contract have been met by their due date. For example - termite clearance,
building inspections etc.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>8.</b> Stamp duty
payment may be payable prior to settlement.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>9.</b> A
settlement statement will be issued stating the <b>money required</b> in order to effect settlement, including stamp duty
and adjustments.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>10.</b> You are
entitled to make a <b>final inspection</b>
of the property prior to settlement with the real estate agent. This is an
opportunity to ensure the property is in the same condition as when initially
inspected.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>11.</b> We will
call you as soon as settlement is effected, deposit any surplus funds to your
bank account and send you the final settlement statement!<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>12.</b> <b>Possession of the property</b> will
normally be given at 12 noon the day following settlement <o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;"><b>13.</b> <b>The certificate of title</b> will take
time to process at Landgate. We will send a copy to you, showing you as the
registered proprietor for your records approximately 12 weeks after settlement.<o:p></o:p></span></div>
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<b><span style="color: #c00000; font-family: inherit; font-size: large;">First Home Owners Grant Made Simple.</span></b></div>
<div style="text-align: center;">
<b style="font-family: inherit; text-indent: -18pt;"><br /></b></div>
<div style="text-align: left;">
<b style="font-family: inherit; text-indent: -18pt;">1. First home
Owner Grant Cap:</b></div>
<div style="text-align: left;">
<span style="font-family: inherit;">The cap limits the total value of
properties to </span><b style="font-family: inherit;">$750,000 or less</b><span style="font-family: inherit;">, or if
the home is located north of the 26</span><sup style="font-family: inherit;">th </sup><span style="font-family: inherit;">parallel to $1,000,000 or less</span></div>
<div style="text-align: left;">
<b style="font-family: inherit; text-indent: -18pt;"><br /></b></div>
<div style="text-align: left;">
<b style="font-family: inherit; text-indent: -18pt;">2. First Home
Owners Grant:</b></div>
<div style="text-align: left;">
<b style="font-family: inherit; text-indent: 18pt;">$10,000</b><span style="font-family: inherit; text-indent: 18pt;"> -
Building a new home</span></div>
<div style="text-align: left;">
<b style="font-family: inherit; text-indent: 18pt;">$3,000</b><span style="font-family: inherit; text-indent: 18pt;"> -
Established home</span></div>
<div style="text-align: left;">
<span style="font-family: inherit;"><br /></span></div>
<div style="text-align: left;">
<span style="font-family: inherit;">Your financier will be arranging and
collecting the first home owners grant; this will be used to reduce the purchase price of your property. If you are paying cash for the purchase of
your property you will need to claim the first home owners grant from the
Office of State Revenue after settlement has been completed.</span></div>
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<b style="font-family: inherit; text-indent: -18pt;"><br /></b></div>
<div style="text-align: left;">
<b style="font-family: inherit; text-indent: -18pt;">3. First Home
owners Stamp Duty Concession:</b></div>
<div style="text-align: left;">
<span style="font-family: inherit; text-indent: 18pt;">Homes </span><b style="font-family: inherit; text-indent: 18pt;">under $500,000</b><span style="font-family: inherit; text-indent: 18pt;"> = No stamp duty</span></div>
<div style="text-align: left;">
<span style="font-family: inherit; text-indent: 18pt;">Homes </span><b style="font-family: inherit; text-indent: 18pt;">under $600,000</b><span style="font-family: inherit; text-indent: 18pt;"> = Reduced Duty</span></div>
<div style="text-align: left;">
<span style="font-family: inherit; text-indent: 18pt;">Homes </span><b style="font-family: inherit; text-indent: 18pt;">over $600,000</b><span style="font-family: inherit; text-indent: 18pt;"> = Normal stamp duty</span></div>
<div style="text-align: left;">
<span style="font-family: inherit;"><br /></span></div>
<div style="text-align: left;">
<span style="font-family: inherit;">Please contact us for more information
or visit: </span><a href="http://www.finance.wa.gov.au/cms/content.aspx?id=344" style="font-family: inherit;">http://www.finance.wa.gov.au/cms/content.aspx?id=344</a></div>
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<b><span style="border: 1pt none windowtext; color: #c00000; font-family: inherit; font-size: large; padding: 0cm;">Final Settlement Inspection Made Simple.</span></b></div>
<b><span style="border: 1pt none windowtext; color: #c00000; font-family: inherit; font-size: large; padding: 0cm;"><br /></span></b></div>
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<span style="border: 1pt none windowtext; color: #333333; font-family: inherit; padding: 0cm;">Here is a rough checklist of some things to look out
for while making your final settlement inspection.<o:p></o:p></span></div>
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<b style="font-family: inherit; line-height: 18pt;"><span style="border: 1pt none windowtext; color: #333333; padding: 0cm;"> 1. Electrical
and systems</span></b></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
<!--[endif]-->Smoke
alarms (Contact us)<o:p></o:p></span></div>
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<!--[endif]-->RCD
Safety switches (Contact us)<o:p></o:p></span></div>
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<!--[endif]-->Main
electrical switch board location<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
<!--[endif]-->Water
mains<o:p></o:p></span></div>
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<!--[endif]-->Hot
water System<o:p></o:p></span></div>
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<!--[endif]-->Lighting<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
<!--[endif]-->Air-conditioning
& remotes<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
<!--[endif]-->Celling
Fans & remotes<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
<!--[endif]-->Gas
ducting / meter<o:p></o:p></span></div>
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<!--[endif]-->Heating
& remotes<o:p></o:p></span></div>
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<!--[endif]-->Powerpoints<o:p></o:p></span></div>
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<!--[endif]-->TV
antennas and ducts<o:p></o:p></span></div>
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<!--[endif]-->Telephone/Internet
lines<o:p></o:p></span></div>
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<!--[endif]-->Intercom<o:p></o:p></span></div>
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<!--[endif]-->Ducted
audio / hi-fi system<o:p></o:p></span></div>
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<!--[endif]-->Security
system & codes<o:p></o:p></span></div>
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<span style="font-family: inherit;"><b><span style="border: 1pt none windowtext; padding: 0cm;"> 2. Utilities,
appliances, fixtures</span></b><o:p></o:p></span></div>
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<!--[endif]-->Current
utility company for Electricity, Gas, Telephone, Water</span></div>
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<!--[endif]-->Storage,
closets, wardrobes, linen cupboards, cellar, attic, garden/</span><span style="font-family: inherit; text-indent: -18pt;">pool </span><span style="font-family: inherit; text-indent: -18pt;">shed</span></div>
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keys, locks</span></div>
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<!--[endif]-->Bathroom - Bathtub, shower heads, basins, tapware, toilets<o:p></o:p></span></div>
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<!--[endif]-->Laundry
– washing machine, dryer, laundry sink, clothes lines<o:p></o:p></span></div>
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<!--[endif]-->Fireplace
– gas heaters and maintenance<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
<!--[endif]-->Collection
days for - Garbage, Recycling, verge side pick up<o:p></o:p></span></div>
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<!--[endif]-->Gardening,
lawn mowing and landscaping<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
<!--[endif]-->Paperwork
for appliances under warranty<o:p></o:p></span></div>
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<span style="font-family: inherit;"><br /></span></div>
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<span style="font-family: inherit;"><b><span style="border: 1pt none windowtext; color: #333333; padding: 0cm;"> 3. Structural
and internal fittings</span></b><span style="color: #333333;"><o:p></o:p></span></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
<!--[endif]-->Roof
tiles, roof gutters, down spouts, splash blocks<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
<!--[endif]-->Wall
paint – scratches, cracks, nicks etc.<o:p></o:p></span></div>
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<!--[endif]-->Tiles -
floor / wall<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
<!--[endif]-->Windows
and door seals<o:p></o:p></span></div>
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<!--[endif]-->Glass
doors and windows<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
<!--[endif]-->Ceiling
and floor skirting<o:p></o:p></span></div>
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<!--[endif]-->Carpet
installation and seams<o:p></o:p></span></div>
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<!--[endif]-->Floor
surfaces & floor surfaces under furniture<o:p></o:p></span></div>
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<!--[endif]-->Ceiling
height<o:p></o:p></span></div>
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<!--[endif]-->Wooden
floors, outdoor wooden decks<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
<!--[endif]-->Wood
joinery<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
<!--[endif]-->Bench /
countertops<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
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damage? Cabinets/Ceilings/Walls<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
<!--[endif]-->Council
approved structures <o:p></o:p></span></div>
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<b><span style="font-family: inherit;"> 4. Other<o:p></o:p></span></b></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
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<!--[if !supportLists]--><span style="font-family: inherit;">·
<!--[endif]-->Reticulation<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
<!--[endif]-->Council approved pool / Spa area fence<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
<!--[endif]-->Pool/Spa equipment and maintenance <o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">·
<!--[endif]-->Pool/Spa pumps<o:p></o:p></span></div>
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<span style="font-family: inherit;"><br /></span></div>
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjbywoDm8DJPkbMxPA6MOHPiZlCnmi9a_XM4NpfquBF_fQ7SK4jViKUZKs9TSDlsudE3xKTPhDdYb4PaveNmqd1Ughn5GYke8p0FileGc6MIwB8-z9pznGaAyhhMsculdm4ZmPSJgbv-jc/s1600/moving.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="183" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjbywoDm8DJPkbMxPA6MOHPiZlCnmi9a_XM4NpfquBF_fQ7SK4jViKUZKs9TSDlsudE3xKTPhDdYb4PaveNmqd1Ughn5GYke8p0FileGc6MIwB8-z9pznGaAyhhMsculdm4ZmPSJgbv-jc/s200/moving.jpg" width="200" /></a></div>
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<b><span style="color: #c00000; font-family: inherit; line-height: 115%;"><span style="font-size: large;">Moving Checklist Made
Simple.</span><o:p></o:p></span></b></div>
<b><span style="color: #c00000; font-family: inherit; line-height: 115%;"><span style="font-size: large;"><br /></span></span></b></div>
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<span style="font-family: inherit; line-height: 115%;">Have
you notified the following business, departments and contacts of your new
address following settlement?<o:p></o:p></span><br />
<span style="font-family: inherit; line-height: 115%;"><br /></span></div>
<h2 style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l6 level1 lfo6; text-indent: -18.0pt; vertical-align: baseline;">
<!--[if !supportLists]--><span style="font-family: inherit; font-size: small;">1.<span style="font-weight: normal;"> </span>Business<o:p></o:p></span></h2>
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<!--[endif]-->Bank,
Credit Cards, Mortgage, Accountant<o:p></o:p></span></div>
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Fund<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit; font-size: small;">2.<span style="font-weight: normal;"> </span>Government Departments<o:p></o:p></span></h2>
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Office<o:p></o:p></span></div>
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Office<o:p></o:p></span></div>
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Centre (Driver’s license)<o:p></o:p></span></div>
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other Licenses<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit; font-size: small;">3.<span style="font-weight: normal;"> </span>Local Government<o:p></o:p></span></h2>
<div class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 21.3pt; text-indent: 0cm; vertical-align: baseline;">
<!--[if !supportLists]--><span style="font-family: inherit;">· <!--[endif]-->Council Rates (Contact Us)<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">· <!--[endif]-->Library<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">· <!--[endif]-->Dog & Cat Registration & License<o:p></o:p></span></div>
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<br /></div>
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<!--[if !supportLists]--><span style="font-family: inherit; font-size: small;">4.<span style="font-weight: normal;"> </span>Other<o:p></o:p></span></h2>
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<!--[if !supportLists]--><span style="font-family: inherit;">· <!--[endif]-->Gas Company<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">· <!--[endif]-->Electricity<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">· <!--[endif]-->Water Rates (Contact us)<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">· <!--[endif]-->St Johns Ambulance<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">· <!--[endif]-->Phone provider<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">· <!--[endif]-->Internet provider</span></div>
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<h2 style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l6 level1 lfo6; text-indent: -18.0pt; vertical-align: baseline;">
<!--[if !supportLists]--><span style="font-family: inherit; font-size: small;">5.<span style="font-weight: normal;"> </span><!--[endif]-->Personal</span></h2>
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<!--[if !supportLists]--><span style="font-family: inherit;">· <!--[endif]-->Club memberships (sporting, social, RAC)<o:p></o:p></span></div>
<div class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 10.5pt; text-indent: 10.8pt; vertical-align: baseline;">
<!--[if !supportLists]--><span style="font-family: inherit;">· <!--[endif]-->School<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">· <!--[endif]-->Friends & Relatives<o:p></o:p></span></div>
<div class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 10.5pt; text-indent: 10.8pt; vertical-align: baseline;">
<!--[if !supportLists]--><span style="font-family: inherit;">· <!--[endif]-->Newspaper delivery<o:p></o:p></span></div>
<div class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 10.5pt; text-indent: 10.8pt; vertical-align: baseline;">
<!--[if !supportLists]--><span style="font-family: inherit;">· <!--[endif]-->Doctors & Dentist<o:p></o:p></span></div>
<div class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 10.5pt; text-indent: 10.8pt; vertical-align: baseline;">
<!--[if !supportLists]--><span style="font-family: inherit;">· <!--[endif]-->Subscriptions<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">· <!--[endif]-->Blood Bank<o:p></o:p></span></div>
<div class="MsoNormal" style="margin: 0cm 0cm 0.0001pt 10.5pt; text-indent: 10.8pt; vertical-align: baseline;">
<!--[if !supportLists]--><span style="font-family: inherit;">· <!--[endif]-->Vet<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: inherit;">· <!--[endif]-->Lawn mowing Contractor<o:p></o:p></span></div>
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<span style="font-family: inherit;"><br /></span></div>
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<span style="background: white; font-family: inherit; mso-bidi-font-family: Calibri; mso-bidi-font-size: 8.5pt; mso-bidi-theme-font: minor-latin;">While
every effort has been made for this to be as simple as possible, we strongly
recommend that you contact us should you have any specific queries concerning
any matters relating to your transaction.<o:p></o:p></span></div>
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<span style="font-family: inherit;"><br /></span></div>
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<span style="background: white; font-family: inherit; mso-bidi-font-family: Calibri; mso-bidi-font-size: 8.5pt; mso-bidi-theme-font: minor-latin;">You
have a right for our Conveyancer act in your best interest at all times. These
rights are detailed in the Appointment to Act (Form 1) document and, where
applicable, the Disclosure of Interest document (Form 2).<o:p></o:p></span></div>
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<span style="font-family: inherit;"><br /></span></div>
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<span style="background: white; font-family: inherit; mso-bidi-font-family: Calibri; mso-bidi-font-size: 8.5pt; mso-bidi-theme-font: minor-latin;">Please
remember you have an obligation to bring to your Conveyancers’ attention any
matters that you think may affect your interests in the transaction. This is
especially important where the Conveyancer prepares financial information on
your behalf, which you think is incorrect, or where you intend to vary the
settlement date or take early possession of the property.</span></div>
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<span style="font-family: inherit;"><br /></span></div>
<div class="MsoNoSpacing">
<span style="font-family: inherit;"><span style="background-color: white; background-position: initial initial; background-repeat: initial initial;">If you have any further questions, or seek advice
please don’t hesitate to contact us,</span></span></div>
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<span style="font-family: inherit;"><span style="background: white;"><br /></span></span></div>
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjxEnk36u-hCM7inTDSm0Rf_49VXkbP3Pl6v7m5_ogL9wsX8Gj3Zvq-6NSRj1WVfNMAiIzHYHiowMof1mkBQjNEyBGVQMdXNWCwN2T8R-VAzJsj3JyH2Lrh5OPdp9XZKi7D0tu1OBfH09E/s1600/kieran+2013+conveyancer+750.bmp" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="120" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjxEnk36u-hCM7inTDSm0Rf_49VXkbP3Pl6v7m5_ogL9wsX8Gj3Zvq-6NSRj1WVfNMAiIzHYHiowMof1mkBQjNEyBGVQMdXNWCwN2T8R-VAzJsj3JyH2Lrh5OPdp9XZKi7D0tu1OBfH09E/s640/kieran+2013+conveyancer+750.bmp" width="640" /></a></div>
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kieran@vickiphilipoff.com.au<br />
www.vickiphilipoff.com.au<br />
<br /></div>
Vicki Philipoff Settlementshttp://www.blogger.com/profile/10842976958729134342noreply@blogger.com0tag:blogger.com,1999:blog-1584279675033249267.post-55688244490655614712011-11-14T18:24:00.000-08:002011-11-14T19:17:51.958-08:00A new system for resolving building complaints in Western Australia<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi-pYe_vFwcFSwyPZmjr5jqUwmt0V2hmLQvKQhd_EfRlI_58_WkkxcvkEZBIr3XR-0JNeMtOvT_lSTIxybx76A9Xh4E2TRkuLJPKsX4XIn8OuYWsqMaBlhqjgUTURGuVGue-dK1AnUJcIU/s1600/r326654_1465084.jpg" imageanchor="1" style="margin-left:1em; margin-right:1em"><img border="0" height="240" width="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi-pYe_vFwcFSwyPZmjr5jqUwmt0V2hmLQvKQhd_EfRlI_58_WkkxcvkEZBIr3XR-0JNeMtOvT_lSTIxybx76A9Xh4E2TRkuLJPKsX4XIn8OuYWsqMaBlhqjgUTURGuVGue-dK1AnUJcIU/s320/r326654_1465084.jpg" /></a></div><br />
<br />
The most significant reform to building legislation in Western Australia in over 50 years has recently taken place. The new Act came into operation on the 29th August, 2011.<br />
<br />
We now have a new two stage system , involving the newly established Building Commissioner and the State Administrative Tribunal (SAT).<br />
<br />
<b>Under the new system the following types of complaints may be made to the Building Commissioner:</b><br />
<br />
• By any person regarding a ‘regulated building service’ not being carried out in a ‘proper and proficient person and home building work. Any person adversely affected by the work may make a complaint, for example neighbours or subcontractors, as well as owners.<br />
<br />
• An owner or builder about a breach of a home building work contract (provided that the contract is not a cost plus contract and the contract sum is between $7,500 and $500,000).<br />
<br />
<br />
The time limit for making a complaint remains unchanged, with a complaint required to be commenced within 6 years of completion of the work.<br />
<br />
The SAT replaces the former Building Disputes Tribunal for the formal hearing of building complaints and may either dismiss a complaint or make a Building Remedy Order or Home Building Contracts Order.<br />
<br />
The Building Commissioner or, if the matter is referred, the SAT, may make a Building Remedy Order requiring a person to:<br />
• Remedy the works within a reasonable time;<br />
• Pay the costs of someone else remedying the works; or<br />
• Pay compensation.<br />
<br />
The amount of compensation or value of the work that can be awarded by the Building Commissioner is limited to $100,000. If a higher amount is considered appropriate the matter must be referred to the SAT. If a complaint is made against an unregistered person the SAT cannot order payment or work to be done in excess of $500,000. However, there is no such limit on the amount of an order that the SAT may make against a registered service provider, such as a registered builder.<br />
<br />
This information was gleaned from the Property Council of Australia and Vicki Philipoff Settlements is proud to be a member.Vicki Philipoff Settlementshttp://www.blogger.com/profile/10842976958729134342noreply@blogger.com0tag:blogger.com,1999:blog-1584279675033249267.post-65457329055985896292011-10-19T00:15:00.000-07:002011-10-19T17:55:58.218-07:00FESA bushfire memos for renters and owners<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgOFFxh8ABBZnAbIXX4H7EFWNhXJ2ByrsvZdgSW97RjEjX-iANC2ppKjVR3_3afUfEs-TJoSjHG7NyGQ1nPzQcJdyXN-KxmkyhXjQU4WBl5lmSc4u-4FPJi0vjSLeovgnyKFGKl9G4nCTI/s1600/444269-perth-bushfires.jpg" imageanchor="1" style="margin-left:1em; margin-right:1em"><img border="0" height="180" width="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgOFFxh8ABBZnAbIXX4H7EFWNhXJ2ByrsvZdgSW97RjEjX-iANC2ppKjVR3_3afUfEs-TJoSjHG7NyGQ1nPzQcJdyXN-KxmkyhXjQU4WBl5lmSc4u-4FPJi0vjSLeovgnyKFGKl9G4nCTI/s320/444269-perth-bushfires.jpg" /></a></div><br />
<br />
The recent Keelty Report into bushfires in the Perth hills identified that tenants living in bushfire prone zones were at higher risk than owner occupiers.<br />
<br />
As the bushfire season in Western Australia is now upon us, it is time for those at risk to understand the risk so that decisions can be made now about what actions will be taken if a bushfire starts.<br />
<br />
REIWA has liaised with FESA to produce two brochures targeted at people at higher levels of risk.<br />
<br />
FESA and REIWA request that tenants living in bushfire prone zones be given the brochure <a href="http://reiwa.com.au/ConfigFiles/Mailout/Bushfire%20RENTER.pdf">'Renting and bushfires, are you prepared?'</a>.<br />
<br />
The second brochure, <a href="http://reiwa.com.au/ConfigFiles/Mailout/Bushfire%20LANDLORD.pdf">'How prepared is your rental property for bushfire?'</a> is targeted at landlords who own an investment property in a bushfire zone.<br />
<br />
This third document highlights a <a href="http://reiwa.com.au/ConfigFiles/Mailout/Bushfire%20suburbs.pdf">'list of suburbs'</a> that are deemed to be bushfire prone.<br />
<br />
FESA will be mailing these brochures to agents with offices located in these zones. <br />
<br />
This information has been supplied by REIWA and may help to prevent a bushfire and hopefully to save lives.Vicki Philipoff Settlementshttp://www.blogger.com/profile/10842976958729134342noreply@blogger.com0tag:blogger.com,1999:blog-1584279675033249267.post-37661926038732061432011-09-06T21:02:00.000-07:002011-09-06T21:02:03.657-07:00Social Media success in your Business: The Facebook basics. By Kieran McErlean<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBOYyh8Et7sf3HguMPde65oI-Ig-GxsgfV4J4gR-irWwDIBOaKzjTLaNt-0rIr_aQTO99OQQbWjLTVyz5UeZugk3U1hzmVypbPnTwLms0JWtIHU7nafDnoy3Irh3Mw9vsuuuqBDuGkR4g/s1600/299-facebook.jpg" imageanchor="1" style="margin-left:1em; margin-right:1em"><img border="0" height="214" width="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBOYyh8Et7sf3HguMPde65oI-Ig-GxsgfV4J4gR-irWwDIBOaKzjTLaNt-0rIr_aQTO99OQQbWjLTVyz5UeZugk3U1hzmVypbPnTwLms0JWtIHU7nafDnoy3Irh3Mw9vsuuuqBDuGkR4g/s320/299-facebook.jpg" /></a></div><br />
So why social media? This is a must see video into how social media is taking over the world. Did you know that 40% of Australians have a Facebook account? <a href="http://www.youtube.com/watch?v=lFZ0z5Fm-Ng">http://www.youtube.com/watch?v=lFZ0z5Fm-Ng<br />
</a>If you’re setting up a Facebook page for your business you need to look into the reasons behind having it. Start of by asking yourself the questions that make sense:<br />
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<b>Why would people visit your page?<br />
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What demographic are you targeting?<br />
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Why would people return to your page?<br />
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Why would people become a fan of your page?<br />
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How and why would people go from fans to customers?<br />
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<b>Give your Fan what they want!</b> The best way to market your business is to put yourself in the shoes of the consumer, why would YOU visit a business Facebook page? Offer discounts on your products/services to Facebook fans. At Vicki Philipoff Settlements we have a monthly Facebook prize give away. The competition is a low cost strategy (around $50 a month) and it’s very easy to enter which becomes an incentive for the user. Update status to tell your Fans why you’re the company to choose over your competitors.<br />
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At VPS we use a “Tag to win” styled competition, why? When you have been tagged in a photo, all the friends in your network can see that tagged photo of you. By getting our fans to tag themselves in our photos, their networked friends will see this too. This is going to have a marketing mushroom effect on the Facebook community between friends. Even when the competition is over people usually will remain tagged in the photos; this is good free marketing for your business. (Remember to place your logo in your tagged picture to increase brand awareness, it makes it easier than reading the description under the picture.)<br />
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<b>Why would fans come back to our page?</b> We have new competition and therefore a new prize to win each month. Check out our August competition: <a href="http://www.facebook.com/?ref=home#!/media/set/?set=a.268911923123447.85575.204311766250130&type=1">http://www.facebook.com/?ref=home#!/media/set/?set=a.268911923123447.85575.204311766250130&type=1<br />
</a><br />
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<b>You’ve established a fan page but it’s not going anywhere, or you feel like you’re talking to no one?</b> Make sure you have staff/office photos up on your Facebook, for people that aren’t familiar with your business this creates more trust. Show your business isn’t just some made up internet scam. Showing faces gives your business personality – ask any successful Real-Estate Agent how important that is.<br />
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Picking your time to post on the news feed is important. If your fan is a fan of other pages, it’s not going to stay on their feed for long! So you want to pick a time to reach your fan, just think when people use Facebook the most 9-11am isn’t usually going to be the most effective in the typical 9-5pm work day. Try posts at 12-2pm during lunch breaks or 6-9pm when people log-in at home.<br />
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On your page relevant clear contact information is vital. You don’t want your viewers having to search for a way to contact your business; this is an easy way to make sure you never hear from them!<br />
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<b>But how is my business going to get out there?</b> Post your competition on free competition pages like the following: <a href="http://www.facebook.com/perthfbcomps#!/perthcompsonfb">http://www.facebook.com/perthfbcomps#!/perthcompsonfb<br />
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Also post on other pages with large fan bases E.g. “I love Perth”, or “Perth real-estate” any page that has a potential fan for you. With Facebook it is so easy to locate your target market fans, so make the most of this. Just don’t bombard/spam though, the consumer can see through this too e.g. Posting your real estate page everywhere possible just to get your name out may not to do much good, rather it can annoy people.<br />
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Construct a welcome screen – you can do this with a number of free Facebook applications – Remember you want to tell people why they want to like your page: <a href="http://www.facebook.com/media/set/?set=a.231317056882934.78113.204311766250130&type=1#!/vickiphilipoffsettlements?sk=app_201143516562748">http://www.facebook.com/media/set/?set=a.231317056882934.78113.204311766250130&type=1#!/vickiphilipoffsettlements?sk=app_201143516562748<br />
</a><br />
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Make effort to use good quality images, not blurry pixelated ones – this looks lazy and unprofessional. Make sure your display picture is clear; this is going to be your first impression to your future fans/customers. We all know the saying about first impressions..<br />
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You’re going to get good feedback and eventually you’re going to get bad feedback. Bad feedback doesn’t mean you press the delete button as soon as you see it. Instead Step back relax and try and rectify the situation with a reply, write a comment that is going to help the fan; make their negative experience more positive. People viewing your page will appreciate your effort into fixing the problem; this is customer service at its best.<br />
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Remember to be patient you’re not creating a Facebook page with 1000+ fans because you are expecting 1000+ customer, you want people to become fond of your brand, you want a relationship with your Facebook user so that when they come to the day of selecting a product/service your company will already be in the back of their head.<br />
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<b>Who is your competition and what are they doing?</b> Don’t be scared to have a look around Facebook at other pages, whether it’s other success story pages, or your direct competitor. Remember to have fun and be creative!<br />
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If you want any additional information/an electronic copy with links, have any questions or feedback please email me on Kieran@vickiphilipoff.com.au <br />
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Kieran McErlean<br />
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Vicki Philipoff’s Marketing Manager.Vicki Philipoff Settlementshttp://www.blogger.com/profile/10842976958729134342noreply@blogger.com0tag:blogger.com,1999:blog-1584279675033249267.post-48247913779724803842011-07-20T18:59:00.000-07:002011-07-20T19:00:50.947-07:00Advertising with barcodes!?<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhIgTRd5Lp1Nq7m0MFxIAMsvnIUaziEdQNK_TkiszGh4hYEeZoArYVC3MvZNx3H_uoKjqnVkTwS_6Npv0UAAdyf2POKIZFw8nIC0OSvIB0dYbwAWqYI9YskiJ8EI5x-aSY58aeyqOMmN84/s1600/barcode+2.jpg" imageanchor="1" style="margin-left:1em; margin-right:1em"><img border="0" height="320" width="319" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhIgTRd5Lp1Nq7m0MFxIAMsvnIUaziEdQNK_TkiszGh4hYEeZoArYVC3MvZNx3H_uoKjqnVkTwS_6Npv0UAAdyf2POKIZFw8nIC0OSvIB0dYbwAWqYI9YskiJ8EI5x-aSY58aeyqOMmN84/s320/barcode+2.jpg" /></a></div><br />
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Seen these funny looking things around the place lately? This is a 2D Barcode used for marketing and advertising. If you have a smartphone e.g. iPhone, try it out: <br />
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1. Download a free barcode scanner app from the app store <br />
2. Wave your camera over the barcode <br />
3. You will automatically be taken straight to the VPS website!<br />
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VPS is planning on using this technology in some of our future advertising. It’s pretty cool what our phones can do these days! You can link a consumer to whatever URL/Social media source you like. If anyone wants any information about how to make one for their business or anything else, just ask us - it’s free.<br />
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The free online generator is easy to use, and you can produce as many as you need: http://barcode.tec-it.com/<br />
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Kieran McErlean - Vicki's Marketing Manager.Vicki Philipoff Settlementshttp://www.blogger.com/profile/10842976958729134342noreply@blogger.com0tag:blogger.com,1999:blog-1584279675033249267.post-82758692715897517402011-07-12T22:19:00.000-07:002011-07-12T22:26:11.299-07:00NEW! Building Disclosure for Commercial property with an area over 2,000 square meters.<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgTbjUW1y0IG_fiQ78Xx_U8G_jJEA-G_ts46P5xn_KivFz56IEuBpEojgrjqyfEp_eEdjWV9WA92Blud0oymvFoxLE4F6cQZjz5bEBl9UnoX_UO67q34VnsbGV9Im7fbmz0M1gYmIikid4/s1600/green-grass-houses.jpg" imageanchor="1" style="margin-left:1em; margin-right:1em"><img border="0" height="300" width="300" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgTbjUW1y0IG_fiQ78Xx_U8G_jJEA-G_ts46P5xn_KivFz56IEuBpEojgrjqyfEp_eEdjWV9WA92Blud0oymvFoxLE4F6cQZjz5bEBl9UnoX_UO67q34VnsbGV9Im7fbmz0M1gYmIikid4/s320/green-grass-houses.jpg" /></a></div><br />
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Under the commercial building disclosure requirements, from 1st November 2010, fully effective 1st November 2011 (there is a transitional period), all commercial properties with an area over 2,000 square meters are required to have a full building energy efficiency certificate and for this to be disclosed to the new buyer.<br />
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When acting for a Seller or Buyer on commercial properties over 2,000 square meters……the Australian Institute of Conveyancers W.A. recommend their members check that the Seller or their Real Estate Agent have provided this disclosure to the Buyer.<br />
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For more information, on the Commercial building Disclosure visit <br />
http://www.fmmagazine.com.au/energy-watch/commercial-building-disclosure-has-arrived/Vicki Philipoff Settlementshttp://www.blogger.com/profile/10842976958729134342noreply@blogger.com0tag:blogger.com,1999:blog-1584279675033249267.post-25294117746455087302011-07-05T19:06:00.000-07:002011-07-05T19:08:16.587-07:00New Residential Current Device (RCD) regulations benefits buyers!Previously: If an owner of a residential premises effected a transfer without two RCD’s being installed, the owner committed an offence, and there was no provision for the new owner to recover the costs of installation of those RCD’s if the old owner failed to do so.<br />
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But Now: The new owners are obliged to install a residual currency device within two months of settlement date and have the right to recover the costs <br />
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from the previous owner. (Penalty for not installing the RCD’s could be up to $15,000.00 for individuals and in the case of a body corporate up to $100,000.00) And furthermore: If the new owner has given notice to the seller of intended demolition of the house - but has in fact not commenced demolition within six months of settlement date, then the new owner must ensure, before the end of the six month period, they have installed two RCD’s in the premises.<br />
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The new legislation came into effect on the 10th May, 2011. In essence, the buyer now has the benefit they can recover the cost of the installation of the RCD’s themselves if the seller had not arranged the installation prior to settlement.<br />
<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWiv-cpXhwYFv3CYC0JL-ghs5LAX-fhU9dGMZushMXAxVstGBI_tZV642SObO4fVnH8-vNqy6DrUJxVAmZKnPbWBVzEms_9HAMZz2JXJ3gVXOl5sxLXee0Z4GMHO7erg9x0XkICk-3MQk/s1600/RCD.jpg" imageanchor="1" style="margin-left:1em; margin-right:1em"><img border="0" height="320" width="256" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWiv-cpXhwYFv3CYC0JL-ghs5LAX-fhU9dGMZushMXAxVstGBI_tZV642SObO4fVnH8-vNqy6DrUJxVAmZKnPbWBVzEms_9HAMZz2JXJ3gVXOl5sxLXee0Z4GMHO7erg9x0XkICk-3MQk/s320/RCD.jpg" /></a></div>Vicki Philipoff Settlementshttp://www.blogger.com/profile/10842976958729134342noreply@blogger.com0tag:blogger.com,1999:blog-1584279675033249267.post-90235491104224798362011-06-15T01:28:00.000-07:002011-06-15T01:28:30.174-07:00[TheFirstHomeOwnersGrantFrequentlyAskedQuestionsBlogByKieranMcErlean]<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEib1O9CyUJH_tH6ovK0TC39Xo7Ic58sD4XSoEeQ1UOYAXU70CJ8FJLl9e-wyYuGyYDTR36rkrVrEl9D4MWlZKztYRPFghCfNlBPJnUyzs5iCfZeyKJSQO7rQtReeMYpsGUvmxpuHj-9QS0/s1600/keys.jpg" imageanchor="1" style="margin-left:1em; margin-right:1em"><img border="0" height="210" width="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEib1O9CyUJH_tH6ovK0TC39Xo7Ic58sD4XSoEeQ1UOYAXU70CJ8FJLl9e-wyYuGyYDTR36rkrVrEl9D4MWlZKztYRPFghCfNlBPJnUyzs5iCfZeyKJSQO7rQtReeMYpsGUvmxpuHj-9QS0/s320/keys.jpg" /></a></div><br />
<br />
Hello and welcome to the Vicki Philipoff Settlements Blogger!<br />
My name is Kieran McErlean, I am the Marketing Manager for VPS! This blog will be used to post relevant settlement industry news and information for your benefit, whether you’re actually in the settlement industry, real estate industry or buying and selling property yourself. Here at Vicki Philipoff Settlements we want you to settle with ease. In the past there has been some confusion about the FHOG, so here some frequently asked questions we have received:<br />
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<b>How do I apply for First Home Owners Grant (FHOG)?<br />
</b>Your financier will do it for you as part of your loan, however if you are paying cash you need to arrange lodgement with OSR direct. For cash clients the relevant forms & guides can be downloaded from the OSR website and must be lodged before settlement. FHOG subsidised rate of duty will apply however please note your grant will not issue until post settlement.<br />
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<b>Can you lodge our FHOG?<br />
</b>No, we are not authorised Agents for FHOG, but we can assist you in preparing and lodging the documentation.<br />
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<b>What if I get transferred?<br />
</b>Applicants must occupy the home as their principal place of residence for a continuous period of 6 months, commencing within 12 months of settlement in the case of established properties, or within 12 months of completion in the case of a home being built.<br />
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<b>Who do I need to contact to connect the utilities?<br />
</b>Vicki Philipoff Settlements will advise the council and the water corporation, and arrange to have the meter read by the Water Corp. It is you responsibility to contact the relevant agencies for the connection of gas, electricity, telephone & internet.<br />
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<b>My parents are gifting me the money to buy the property; can I still get the Grant and Stamp Duty reductions?<br />
</b>Yes you can, but be aware that the FHOG is not paid until after settlement (when the title has gone into your name at Landgate) You can get the reduced rate of stamp duty at settlement.<br />
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<b>We are first home buyers, what do we need to put when we don’t have to pay stamp duty?<br />
</b>We advise you to put “N/A – we are first home buyers”<br />
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<b>Who lodges my application for the FHOG?<br />
</b>If you are obtaining finance your will bank will lodge the application on your behalf.<br />
If you are paying cash for your property you will need to lodge the application yourself, however the first home owner stamp duty form will be available so stamp duty won’t be payable. The $7000 grant won’t be processed until the tile shows your name and you will need to provide a copy to the State Revenue Dept.<br />
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If you have any further questions, or seek advice please don’t hesitate to contact us,<br />
Email: info@vickiphilipoff.com.au<br />
Phone: (08) 6311 4888<br />
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Kieran McErleanVicki Philipoff Settlementshttp://www.blogger.com/profile/10842976958729134342noreply@blogger.com0tag:blogger.com,1999:blog-1584279675033249267.post-91970390783140047792011-06-06T19:24:00.000-07:002011-06-06T19:29:55.332-07:00Offsett YourSettVicki Philipoff Settlements has established a relationship with ‘Carbon Neutral’ a Western Australian based company committed to reducing carbon dioxide emissions into the atmosphere, and winner of the State’s WA Environment Awards in 2007.<br />
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We are pleased to offer this environmentally conscious option to our clients:<br />
Once your contract is received in our office, rather than receiving a conventional settlement pack via Australia Post, you can elect to support your environment by receiving an online settlement pack via email. <br />
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Should you nominate the latter option, Vicki Philipoff Settlements will reward the environment with a $3 donation to Carbon Neutral who will plant a native tree on your behalf.<br />
<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhhaEciOZjNxzWaeWB92X6Fk1EsbsiEugemaFqhK1Raqf9UB8C1Tpml8oX8d_7nOkesATLM0eBuTy2te5JYdNiptiOjWaa3m4y_zxV8kXiw6gkP1-X_qDtNiybPdi5LjRHtjgiC23kvgz4/s1600/offsettyoursett.png" imageanchor="1" style="margin-left:1em; margin-right:1em"><img border="0" height="320" width="217" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhhaEciOZjNxzWaeWB92X6Fk1EsbsiEugemaFqhK1Raqf9UB8C1Tpml8oX8d_7nOkesATLM0eBuTy2te5JYdNiptiOjWaa3m4y_zxV8kXiw6gkP1-X_qDtNiybPdi5LjRHtjgiC23kvgz4/s320/offsettyoursett.png" /></a></div><br />
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Having achieved SAI’s international Quality Accreditation in 2005, we hope to achieve the 5 green ticks of Environmental Accreditation this coming year.<br />
We are delighted to be associated with both carbon Neutral and SAI Global; through utilising modern technology and the implementation of good systems we can move toward energy efficient business procedures.Vicki Philipoff Settlementshttp://www.blogger.com/profile/10842976958729134342noreply@blogger.com0tag:blogger.com,1999:blog-1584279675033249267.post-14201629995285332512011-06-02T01:54:00.000-07:002011-06-02T02:00:31.458-07:00Yes - Carrying stamp duty still needed!<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9Lccrh5EBimekw9S1794nFQ-0V1l4vWKNtiTGbZSQ3w7rJE0_GgfUj7sf5VNOuJOzj_Ubpj_DDpPtse9V1CEZGP_3On_OMmBCBw5difwbKDvt45RGqLRK3oXoX6bPDJJSS7GUC_8t2fc/s1600/Untitled.jpg" imageanchor="1" style="clear:left; float:left;margin-right:1em; margin-bottom:1em"><img border="0" height="187" width="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9Lccrh5EBimekw9S1794nFQ-0V1l4vWKNtiTGbZSQ3w7rJE0_GgfUj7sf5VNOuJOzj_Ubpj_DDpPtse9V1CEZGP_3On_OMmBCBw5difwbKDvt45RGqLRK3oXoX6bPDJJSS7GUC_8t2fc/s320/Untitled.jpg" /></a></div><br />
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Vicki Philipoff Settlements offer an innovative stamp duty service. We can pay for your stamp duty up to 7 days before settlement for you and we’ll wait for settlement to be completed before we are repaid! This is a very convenient and much needed service that makes us stand out from the rest in the industry.<br />
Although Vicki Philipoff Settlements is a registered on line user at the Office of State Revenue – we were informed at a recent seminar that our service of carrying stamp duty is very much needed.<br />
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We can assist with carrying stamp duty in the following instances:<br />
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• Any Transfer under Agency Relationship – or Substituted Purchasers - where it is NOT already disclosed on the Offer & Acceptance<br />
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• Deceased Estate Transactions, Transfers pursuant to Wills<br />
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• Family Law and Court Order Agreements<br />
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• Related Parties Transactions<br />
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• Any Commercial Property with a building on it (even if the building is vacant)<br />
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• Any Farming Property<br />
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• Aggregated Transactions – where 2 or more transactions form substantially<br />
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• Simultaneous Put and Call Options<br />
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• Any Contract which has a Contingent Consideration – i.e. Where the purchase price is adjustable depending upon certain criteria<br />
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• Transfers under Deed of Family Arrangement<br />
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Put simply, Vicki Philipoff Settlements takes the risk out of a client being caught short of funds before their settlement. <br />
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For more information about our carrying stamp duty service – please contact usVicki Philipoff Settlementshttp://www.blogger.com/profile/10842976958729134342noreply@blogger.com0tag:blogger.com,1999:blog-1584279675033249267.post-22164610720833404512011-05-09T20:55:00.000-07:002011-05-09T20:55:24.108-07:00New to Blogger<strong>Check out our other online networking profiles!</strong><br />
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<div class="MsoNormal" style="margin: 0cm 0cm 0pt;"><span style="font-family: Calibri;">Twitter: </span><a href="http://twitter.com/#!/vickiphilipoff"><span style="color: blue; font-family: Calibri;">http://twitter.com/#!/vickiphilipoff</span></a></div><div class="MsoNormal" style="margin: 0cm 0cm 0pt;"><br />
</div><div class="MsoNormal" style="margin: 0cm 0cm 0pt;"><span style="font-family: Calibri;">Linkedin: </span><a href="http://www.linkedin.com/company/2222478?trk=tyah"><span style="font-family: Calibri;">http://www.linkedin.com/company/2222478?trk=tyah</span></a></div><div class="MsoNormal" style="margin: 0cm 0cm 0pt;"><br />
</div><div class="MsoNormal" style="margin: 0cm 0cm 0pt;"><span style="font-family: Calibri;">Facebook: </span><a href="http://www.facebook.com/#!/vickiphilipoffsettlements"><span style="color: blue; font-family: Calibri;">http://www.facebook.com/#!/vickiphilipoffsettlements</span></a></div><div class="MsoNormal" style="margin: 0cm 0cm 0pt;"><br />
</div><div class="MsoNormal" style="margin: 0cm 0cm 0pt;">VPS website: <a href="http://www.vickiphilipoff.com.au/">http://www.vickiphilipoff.com.au/</a></div>Vicki Philipoff Settlementshttp://www.blogger.com/profile/10842976958729134342noreply@blogger.com0